C&T is investigating a potential class action lawsuit against certain companies, including Internal Subscription Protection Service, for automatically debiting and charging individuals bank accounts and/or credit cards for magazine subscriptions, often times without a person’s authority or knowledge.  If you have experienced an unauthorized charge for a magazine subscription then please contact us.

Chimicles & Tikellis is currently investigating mortgage companies and banks regarding alleged abuses of forced-placed insurance (also known as lender placed insurance).  Normally, mortgage agreements include a promise to maintain a homeowner’s insurance policy on the property being mortgaged.  Many people don’t realize that if they allow a homeowner’s insurance to lapse, banks and other lenders can legally re-insure the mortgaged property by obtaining homeowner’s insurance to replace the lapsed policy and forcing the homebuyer to pay for it.

A lapse in coverage can occur for a variety of reasons, including the failure of mortgage servicers to pay for homeowner’s insurance out of funds already placed in escrow by the homebuyer.  When this occurs, it may result in the mortgage servicer imposing whatever homeowner’s insurance it so chooses, usually at a substantial increase in cost to the homeowner over the previous policy.  In addition to being more expensive than a policy most homeowner’s could purchase independently, lender forced insurance policies almost always offer the homeowner less protection, usually just insuring the amount of the loan rather than the value of the home.  The increased cost of forced-placed insurance also adds to the homeowner’s debt obligation and can result in an increase in monthly payments.

If you were subjected to force-placed insurance please contact the attorneys listed below:

Chimicles & Tikellis is investigating a potential class action lawsuit against MI Windows for selling allegedly defective windows. Specifically, C&T is investigating whether MI Windows 8500/4300/3500 series single hung windows suffer from a design defect that results in water entering from a seal at the bottom of the double pane glass. C&T is also investigating MI Windows’ alleged practice of limiting the warranty on the windows to the initial properly owner, but excluding any subsequent owner.

If you have MI Windows 8500/4300/3500 and have experienced a water leak or moisture intrusion, please contact the attorneys below.

Chimicles & Tikellis is investigating a potential class action lawsuit on behalf of certain retired police officers and other former employees of the Port Authority of New York and New Jersey. Certain Port Authority retirees were reportedly offered free tolls on bridges and tunnels (as well as certain parking perks) for life upon successful retirement. It has been reported, however, that the Port Authority recently revoked this purported lifetime benefit.

If you are a retired employee of the Port Authority of New York and New Jersey that was offered lifetime toll and parking benefits that were revoked, please contact the attorneys below.